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Welcome to DNI Insurance.

Joseph Donovan, DNI Founder and CEO, has been in the financial industry for 30+ years, starting as an insurance agent for Colonial Life and an agency manager at Demerara Mutual in Guyana.

He's worked for top U.S. financial firms like Prudential and Allstate and is now committed to helping individuals and organizations in the U.S. and Caribbean find peace of mind through financial plans that fit their unique context and budget.

Education and Experience


  • Master of Science in Financial Services (MSFS), The American College of Financial Services

  • Chartered Life Underwriter (CLU), The American College of Financial Services

  • Chartered Financial Consultant (CFC), The American College of Financial Services


  • Personal Tax Planning

  • Property and Liability Insurance

  • Retirement Plan Design

  • Business Tax Planning

  • Business Valuation

  • Understanding Financial Statements


Over 20 years of experience teaching courses on insurance licensing and professional designation at such institutions as Palm Beach State College and the American College of Financial Services. Also delivered invited lectures to university students across the U.S. for the National Urban League.




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